Financing
Roof & Fence Financing Options for Harlingen, McAllen & Edinburg Homeowners
Financing available through third party lenders. No deposit on residential jobs. You pay when the job is done.
A roof or fence shouldn't have to wait for the perfect month. Financing options are available through third party lenders so you can take care of it now and pay over time.
No Deposit on Residential Jobs. You Pay When the Job Is Done.
On residential jobs, we never ask for a deposit to start a roofing, mobile home roof or fencing job. Cash or check, for residential jobs: no deposit, and you pay on completion. With HFS financing, for residential jobs: no deposit, the proceeds must reach you, the homeowner, before we schedule the job, and you pay on completion. You remain responsible for paying Texas Contractors, Inc. under the written contract. With Synchrony financing, for residential jobs: no deposit, subject to lender authorization and completion procedures. With Synchrony, the contract must be signed before we schedule the job. With a card, for residential jobs: no deposit, though authorization may be required before work, and you pay on completion. Financing is offered by third party lenders, and the lender decides approval and terms.
- Check if you prequalify. It takes a couple of minutes. HFS Financial prequalification uses a soft credit check, so it does not affect your credit score. Synchrony prequalification terms are set by the lender; a full application may involve a different credit check.
- Ask us which option fits your project and budget.
- On residential jobs, we schedule and build the job, and you pay when it is done. With HFS financing, proceeds must reach you before we schedule the job.
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How it works
Simple, and no pressure.
Explore your options
Look at financing through third party lenders, it takes a couple of minutes.
Apply with the lender
The application and any terms are handled directly by the lender, not by us.
We do the work
Once you're set, we get your project scheduled and built. No deposit on residential jobs. You pay when the job is done. With HFS financing, proceeds must reach you before we schedule the job.
Financing
Don't let the roof wait.
Financing options are available through third party lenders so you can take care of the roof or fence now and pay over time. Ask us, and we'll point you to the right option for your situation.
Ask about financingSubject to credit approval. Terms set by the lender.
Frequently asked questions
How long does a new roof take?
Most roofs take 2 to 4 days. A small roof usually takes about 2 days, a medium roof 2 to 3 days, and a larger roof 3 to 4 days. If we find rotten wood or other problems under the old roof, or the materials need extra time, it can take longer. We'll give you a time estimate before we start.
Can you work with my adjuster?
Yes. We can meet your adjuster at the home and show the damage we found, with photos, drone video, and measurements. With your signed permission, we can also talk with your insurance company about the roof work. Texas Contractors, Inc. is a contractor, not a public adjuster: we don't represent you with your insurance company or interpret your policy, and you stay in charge of your claim.
How do estimates work?
We come to you. Free inspection, about an hour. Call to book. Tell us what you need through the form or by phone, and we will set up a time to take a look.
Do you offer financing?
Yes. Financing available, subject to credit approval. We offer it through third party lenders, HFS Financial and Synchrony. Checking if you prequalify is free and uses a soft credit check that does not affect your credit. The lender, not Texas Contractors, Inc., decides approval, rates and terms.
Do you accept credit cards?
Yes. We accept all major credit cards. A flat 1.75% card fee is added to credit card payments to cover processing costs. There is no fee for cash, check, or debit card. On residential jobs, card payments are made when the job is done, and no deposit is needed, though authorization may be required before work.
Rather talk it through first?
Call and we will help you figure out the right next step for your project, no obligation.
Financing is provided by third-party lenders. Texas Contractors, Inc. does not set or guarantee approval, interest rates, payment amounts, credit terms or eligibility, those are determined by the lender.